Commission Disclosure

How we are paid, published in full.

We are purely a Distributor of Mutual Funds and hence earn our commission as a product distributor. Incidental to our services, we also provide add-on services such as other financial services, fixed deposit investments and insurance services. We do not charge any extra fee for any of these incidental services, as our key source of income is our commission as a distributor of Mutual Funds.

As a part of our own philosophy, we keep a very transparent and clear disclosure of our earnings, for the understanding of our clients.

Scheme-wise commission ranges

Please note, the rates below are on an annual basis. We do not receive any up-front commission on any scheme category.

Mutual Fund commission ranges
Scheme Type	Up-Front	Trail — 1st Year	Trail — 2nd Year Onwards
Liquid / Ultra Short Term Schemes	Nil	0.05% – 0.10%	0.05% – 0.10%
Short Term Income Funds	Nil	0.15% – 0.50%	0.15% – 0.50%
Income Funds	Nil	0.05% – 0.65%	0.05% – 0.65%
Gilt Funds	Nil	0.05% – 0.65%	0.05% – 0.65%
Hybrid Debt / Monthly Income Plans	Nil	0.15% – 0.60%	0.15% – 0.60%
Arbitrage Funds	Nil	0.25% – 0.60%	0.25% – 0.60%
Fund of Funds	Nil	0.25% – 0.50%	0.25% – 0.50%
ELSS	Nil	0.50% – 0.85%	0.50% – 0.85%
Index Funds	Nil	0.04% – 0.75%	0.04% – 0.75%
Equity / Hybrid Equity / Balanced Funds	Nil	0.35% – 1.00%	0.35% – 1.00%
Fixed Maturity Plans	Nil	0.10% – 0.25%	0.10% – 0.25%

Liquid / Ultra Short Term Schemes

Up-frontNil

Trail — 1st year0.05% – 0.10%

Trail — 2nd year onwards0.05% – 0.10%

Short Term Income Funds

Up-frontNil

Trail — 1st year0.15% – 0.50%

Trail — 2nd year onwards0.15% – 0.50%

Income Funds

Up-frontNil

Trail — 1st year0.05% – 0.65%

Trail — 2nd year onwards0.05% – 0.65%

Gilt Funds

Up-frontNil

Trail — 1st year0.05% – 0.65%

Trail — 2nd year onwards0.05% – 0.65%

Hybrid Debt / Monthly Income Plans

Up-frontNil

Trail — 1st year0.15% – 0.60%

Trail — 2nd year onwards0.15% – 0.60%

Arbitrage Funds

Up-frontNil

Trail — 1st year0.25% – 0.60%

Trail — 2nd year onwards0.25% – 0.60%

Fund of Funds

Up-frontNil

Trail — 1st year0.25% – 0.50%

Trail — 2nd year onwards0.25% – 0.50%

ELSS

Up-frontNil

Trail — 1st year0.50% – 0.85%

Trail — 2nd year onwards0.50% – 0.85%

Index Funds

Up-frontNil

Trail — 1st year0.04% – 0.75%

Trail — 2nd year onwards0.04% – 0.75%

Equity / Hybrid Equity / Balanced Funds

Up-frontNil

Trail — 1st year0.35% – 1.00%

Trail — 2nd year onwards0.35% – 1.00%

Fixed Maturity Plans

Up-frontNil

Trail — 1st year0.10% – 0.25%

Trail — 2nd year onwards0.10% – 0.25%

Scheme-level commission

Details of scheme-level commission on Mutual Funds, SIFs, AIFs and PMS are available with the Relationship Managers and will be produced on demand, so you can see the exact rate applicable to any scheme you hold.

Basis of these figures

The commission structure changes on a monthly or quarterly basis, and we have updated the above rates to the best of our efforts. Details of scheme-level commission on Mutual Funds are available with the Relationship Managers and will be produced on demand.

Regular plans and direct plans

We deal in Regular Plans only for Mutual Fund Schemes and earn a trailing commission on client investments. Disclosure of commission earnings is made to clients at the time of investment.

The option of a Direct Plan for every Mutual Fund Scheme is available to investors, offering the advantage of a lower expense ratio. We are not entitled to earn any commission on Direct Plans, and therefore we do not deal in Direct Plans.

Risk disclosure

Investments in Mutual Funds are subject to market risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns, and past performance may or may not be sustained in future.

All existing and prospective investors are advised to check and evaluate the exit loads and other cost structures (TER) applicable at the time of making the investment before finalising any investment decision.

Still want to know more about our commission, and measure its worth against our services?

Email us at Hello@niveshshubharambh.com or call 8595115313. We will walk you through every rupee.

Nivesh Shubharambh · AMFI Registration ARN-250790 · APMI Registration APRN-08721

AMFI / APMI Registered Name — Burhan · Grievance Officer — Mr. Burhan, 9999115313

Office — 2nd Floor, 14/124 Main, Shipra Path, near New Atish Market, Mansarovar Sector 1, Mansarovar, Jaipur, Rajasthan 302020

Discuss our commission — Schedule a Call All disclosures