Nivesh Shubharambh | Personal Finance & Investment Management in Jaipur
Personal Finance Management

Your money deserves more than scattered decisions.

Your income, investments, family goals and future plans are all connected. We help you bring them together through structured Personal Finance Management and long-term wealth management.

Yehi se hoti hai nivesh ki sahi shuruat

A happy Indian family of four together at home
Clarity first

One clear picture of your income, investments, protection and goals.

200+
Families guided
₹15+ Cr
Assets guided
8+ Years
Of experience
CFGP · QPFP
Certified Financial Goal Planner & Qualified Personal Finance Professional
The clarity problem

A good income doesn't automatically create financial clarity.

As income grows, financial decisions multiply. Having all the pieces does not necessarily mean they form one clear picture.

The challenge isn't always earning more. Sometimes, it's understanding what your money is doing — and where it is taking you.

Investments in several places
Insurance policies
Savings and surplus
Tax considerations
Children's education goals
Retirement goals
Loans and commitments
Family responsibilities
You may have investments in several places. But do they all work together?
Our approach

From financial clarity to financial progress.

Four stages, in order. Each one compounds on the one before it — which is why we never begin with a product.

Depth of structure

Clarity

01

Understand where you stand.

Everything you own, owe, protect and intend — gathered into one honest view.

Confidence

02

Make informed decisions.

Reasoning you can explain to your family — not noise, not urgency.

Control

03

Create structure around money.

A working order for contributions, protection and reviews — nothing left to memory.

Progress

04

Move toward meaningful goals.

Reviewed as life changes, so the plan keeps pace with the family it belongs to.

Understanding Action over time
See the full five-stage process →
What we manage

Six mandates. One connected plan.

Each of these is a full discipline in its own right. We manage them together, because a decision in one always moves something in another.

Explore all services
01 01

Personal Finance Management

Income, savings, protection, taxes and goals seen as one connected system rather than separate accounts.

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02 02

Investment Management

Invest with purpose and perspective — judged against your whole position, not one product at a time.

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03 03

Retirement Management

Build today's wealth with tomorrow's life in mind — lifestyle, inflation and income needs included.

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04 04

Goal-Based Money Management

Education, home and family milestones — each goal with its own roadmap, horizon and rhythm.

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05 05

Family Wealth & Legacy

Protection, succession and continuity — so wealth passes on with the clarity it was built with.

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06 06

Business Owner Wealth

Build the business and the family wealth — both intentionally, and never one at the cost of the other.

READ MORE →
The Nivesh Shubharambh app

Your whole portfolio, in your pocket.

Track your holdings and returns, follow your goals, start or review a SIP, and join our live webinars — the same connected view we work from together, updated daily.

Consolidated portfolio value, XIRR and net profit and loss
Goal-wise progress and holdings in one place
Curated and universe fund selection, with live webinars

Available for Android and iOS. Portfolio values shown in the app are indicative and subject to registrar and AMC records.

The Nivesh Shubharambh mobile app showing a consolidated portfolio value, one-day change, invested amount, net profit and loss, XIRR and mutual fund selection
Products we deal in

Fifteen asset classes. One disciplined mandate.

15
Asset classes
2
Registrations
1
Connected plan

Access is never the point on its own. What matters is which of these belongs in your plan, in what proportion, and why — decided from your goals, not from a product list.

Market-linked funds
Mutual Funds
Equity, debt and hybrid schemes
SIF
Specialized Investment Funds
AIF
Alternative Investment Funds
PMS
Portfolio Management Services
Fixed income & market access
Bonds & Debentures
Fixed-income instruments
MLDs
Market Linked Debentures
IPOs
Initial public offerings
Algo Trading
Rule-based strategies
Protection & retirement
Insurance
Life, health and protection
NPS
National Pension System
SGBs
Sovereign Gold Bonds
Unlisted Shares
Pre-IPO and private equity
Global & alternate assets
REITs & InvITs
Real estate and infrastructure trusts
International Stocks
Global equity exposure
GIFT City Funds
Offshore funds from GIFT IFSC
Not sure what belongs in your plan?
Let's talk it through →

Availability of each product depends on eligibility, minimum investment thresholds and applicable regulations. Some of these instruments carry a higher risk profile, including potential loss of capital, liquidity risk and market volatility. Please read all scheme and strategy related documents carefully before making any investment decision.

Three generations of an Indian family together
Family Wealth

We don't just manage money. We help families think long term.

Family protection, children's future, retirement, wealth preservation and legacy belong in one connected conversation — the kind families rarely make time for on their own.

Explore Family Wealth →
Burhan Rajput, Personal Finance Professional, Nivesh Shubharambh
Burhan Rajput
Personal Finance Professional
Founder

Personal finance is ultimately about people.

Their families, responsibilities, ambitions and the future they want to build. Nivesh Shubharambh was built around that belief — and around the conviction that clarity, not complexity, is what changes financial outcomes.

More about Nivesh Shubharambh →
Trust & credentials

Registered, qualified and accountable.

Every registration number, validity date and disclosure sits in the open on this site — because trust in personal finance should be verifiable, not assumed.

Registered
ARN-250790
AMFI Mutual Fund & SIF Distributor · valid till 04 Aug 2028
Registered
APRN-08721
APMI PMS Distributor · valid till 23 Mar 2029
Qualified
CFGP · QPFP
Certified Financial Goal Planner · Qualified Personal Finance Professional
Practice
8+ years
200+ families guided · ₹15+ Cr assets guided
Registered & associated with
AMFI — Association of Mutual Funds in India
ARN-250790
APMI — Association of Portfolio Managers in India
APRN-08721
Rotary International
Member
BNI — Business Network International
Chapter member
Recognition
MFD Samman Award

Recognised for distribution practice and client service.

Regular plans only

We deal in Regular Plans and earn a trailing commission, disclosed to you at the time of investment. We earn no up-front commission on any scheme category.

Grievance officer

Mr. Burhan · 9999115313
Raise any concern directly with us, at any time.

Association and registration logos are the trademarks of their respective organisations and are shown to indicate registration or membership only.

Important Details & Risk Disclosure

Please read this section carefully before making any investment decision.

Risk Factors

Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing.

Investments in Specialized Investment Fund involves relatively higher risk including potential loss of capital, liquidity risk and market volatility. Please read all investment strategy related documents carefully before making the investment decision.

Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved.

All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes.

Distribution & Commission Disclosure

We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments.

Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

View scheme-wise commission rates →
AMFI Registration # ARN-250790
APMI Registration # APRN-08721
Firm/Brand Name — Nivesh Shubharambh
AMFI/APMI Registered Name — Burhan
Registered Address — 10A, J Block Narayan Vihar Jaipur
Office Address — 2nd Floor, 14/124 Main, Shipra Path, near New Atish Market, Mansarovar Sector 1, Mansarovar, Jaipur, Rajasthan 302020
Date of initial Registration: 14 Aug 2022
Current validity: 04-AUG-2028
SIF Validity: 10-OCT-2025 to 05-OCT-2028
APRN Validity: 24/03/2026 till 23/03/2029
Grievance Officer — Mr. Burhan
Mobile — 9999115313
We are AMFI Registered Mutual Fund & SIF Distributor & APMI Registered PMS Distributor.

Clarity changes the way you manage money.

You may already be earning, saving and investing. The next step may simply be understanding how everything fits together.

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