Privacy Policy

Nivesh Shubharambh (“we”, “us”, “our”) is a personal finance and investment management practice based in Jaipur, Rajasthan, India. We are an AMFI Registered Mutual Fund & SIF Distributor (ARN-250790) and an APMI Registered PMS Distributor (APRN-08721).

This policy explains what personal information we collect through this website, how we use it, who we share it with, and the choices available to you. It applies to www.niveshshubharambh.com and its sub-pages.

Information you give us. When you book a call through our Microsoft Bookings calendar, call us or email us, we receive your name, contact details and whatever you choose to tell us about your situation. The Risk Profile assessment on this site asks for your name and email so that we can send you your result.

Information you enter into our calculators. The figures you type into the SIP, Step-Up SIP, Daily SIP, Reverse SIP and SWP calculators and the Risk Profile assessment are processed in your own browser to display a result. We do not transmit or store these figures unless you choose to send them to us.

Technical information. Our hosting provider records standard server logs, which may include your IP address, browser type, device type, referring page and the date and time of your visit.

Information we do not ask for. Please do not send account numbers, passwords, one-time passwords, card details or other sensitive credentials through this website. We never ask for them here.

• To contact you and arrange the conversation you requested.
• To understand your requirements so that any discussion is relevant to your situation.
• To provide the services you engage us for, and to meet our obligations as a registered distributor.
• To comply with applicable law, regulation and the requirements of AMFI, APMI, SEBI, AMCs and registrars.
• To maintain the security and proper functioning of this website.

We process your information on the basis of the consent you give when you submit a form, and where processing is necessary to provide a service you have requested or to comply with a legal or regulatory obligation. You may withdraw your consent at any time by writing to us at the address below.

We do not sell, rent or trade your personal information.

We may share your information with:

• Asset Management Companies, registrars and transfer agents, exchanges, insurers and other product providers, where necessary to execute a transaction you have authorised.
• Service providers who operate our website hosting, email, scheduling and client portal, under a duty of confidentiality.
• Regulators, statutory authorities and courts, where disclosure is required by law.

This website links to and uses services operated by third parties, each governed by its own privacy policy:

• Microsoft Bookings — used for the “Schedule a Call” booking calendar.
• Our client portal at client.niveshshubharambh.com — used by existing clients to view their holdings.
• Google Play and the Apple App Store — where our mobile applications are listed.
• Google Fonts and Unsplash — used to serve fonts and photographs on this site.

We are not responsible for the privacy practices of these third parties. Please review their policies before using their services.

What cookies are. A cookie is a small text file placed on your device by a website or a service embedded in it. Cookies are used to remember preferences, keep sessions active and measure how a site is used.

Cookies this site sets. This website sets no advertising or profiling cookies of its own.

Google Analytics. We may use Google Analytics, a service provided by Google LLC, to understand how visitors find and use this site in aggregate. Google Analytics sets first-party cookies and processes information such as your IP address (truncated where supported), pages viewed, approximate location, device, browser and referring source. We use this only to improve the website. We have not enabled Google Analytics Advertising Features, and we do not use this data to identify you personally.

Google Search Console. We use Google Search Console to see which search queries bring visitors to this site. It reports aggregated data only and sets no cookies on your device.

Third-party vendors and DoubleClick. Third-party vendors, including Google, may use cookies to serve ads based on a person's prior visits to this or other websites, should we run advertising in future. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the internet.

How to opt out. You may opt out of personalised advertising through Google Ads Settings, opt out of Google Analytics using the Google Analytics Opt-out Browser Add-on, or opt out of third-party vendor cookies at aboutads.info. You may also block or delete cookies at any time in your browser settings; some features may then behave differently.

Google's own handling of data is governed by the Google Privacy & Terms.

We keep enquiry information for as long as needed to respond to you and, where you become a client, for the period required by applicable regulation and record-keeping requirements. When information is no longer required, it is deleted or anonymised.

We take reasonable technical and organisational measures to protect your information against unauthorised access, alteration, disclosure or destruction. No method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

• Ask what personal information we hold about you.
• Ask us to correct information that is inaccurate or incomplete.
• Ask us to delete information we are not required to retain.
• Withdraw your consent to further contact from us.
• Ask us to stop sending you marketing or informational communications.

To exercise any of these rights, write to us using the contact details below. We will respond within a reasonable period.

This website is not directed at children under 18, and we do not knowingly collect information from them. Where a plan concerns a child’s goal, we deal with the parent or legal guardian.

We may update this policy from time to time. The version published on this page is the one in effect. Material changes will be reflected in the “last updated” date shown above.

Grievance Officer — Mr. Burhan · 9999115313

Email — Hello@niveshshubharambh.com · Phone — 8595115313

Office — 2nd Floor, 14/124 Main, Shipra Path, near New Atish Market, Mansarovar Sector 1, Mansarovar, Jaipur, Rajasthan 302020

Registered — 10A, J Block, Narayan Vihar, Jaipur

Some of the service providers we use — including Microsoft and Google — operate servers outside India. Where your information is processed outside India, it is processed under those providers' own contractual and legal safeguards. By using this website and its forms, you consent to such processing.

This policy is published in accordance with the Information Technology Act, 2000 and the rules made under it, and the Digital Personal Data Protection Act, 2023 as applicable. It is governed by the laws of India, and the courts at Jaipur, Rajasthan shall have exclusive jurisdiction.